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July 20, 2010

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Accident Terms and Definitions

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.

Salvage
Property taken over by an insurer to reduce its loss.

Gap Insurance
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.

Insurer
The insurance company providing the insurance.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Contact our California Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

1 Out Of Every 5 People Are Involved In An Alcohol-Related Car Accident
Studies show that 1 out of every 5 people are involved in an alcohol-related car accident at some time in their lives. Motor vehicle accident injuries have occurred most often on a Saturday; Sunday is ranked in second.

	Newsroom
	'Spare Tire' Might Protect Men During Car Accident WEDNESDAY, March 1 (HealthDay News) -- New research suggests that a few extra pounds can be good for you -- if you're male and unlucky enough to be... Read more > What to Do in Case of an Accident Step 1If possible, stop your car in a safe and visible place. If the car cannot be moved, turn on the hazard lights. Turn off the ignition. Be... Read more > Not Find Any Evidence Of An Obstruction A look at the timeline of events sheds greater light on the allegations. Initially, over the course of numerous interviews and informal... Read more > More news >

Terms

Today's Terms

Quote

Definition:
An estimate of the cost of insurance based on information supplied to the insurance company.

Commissioner of Insurance

Definition:
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Accident

Definition:
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

California Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an California Car Accident Lawyers as soon as possible:

Antioch
Bell
Hawthorne
Long Beach
Los Angeles
Norwalk
Oceanside
Pacoima
Santa Ana
South Gate
Norwalk
Oceanside
Oxnard
Pacoima
Pittsburg
Santa Ana
South Gate
Sylmar
Watsonville
Westminster
Fremont
Fresno
Hawthorne
Hayward
Hesperia
Huntington Beach
Huntington Park
Indio
La Habra
La Puente
Laguna Niguel
Lake Forest
Lancaster
Livermore
Long Beach
Los Angeles
Lynwood
Merced

Milpitas
Montebello
Moreno Valley
Napa
North Hollywood
Norwalk
Oceanside
Ontario
Oxnard
Pacoima
Palmdale
Panorama City
Pico Rivera
Pittsburg
Pomona
Porterville
Reseda
Rialto
Riverside
Rosemead
Sacramento
Salinas
San Diego
San Francisco
San Jose
San Pedro
Santa Ana
Simi Valley
South Gate
South San Francisco
Sylmar
Tulare
Union City
Vacaville
Victorville
Vista
Watsonville
Westminster

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

Legal Disclaimers
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